Acceptance of these terms

These Terms of Use apply when you visit or use the IC Americas website. By using the site, you agree to these terms. If you do not agree, do not use the site. “IC” stands for “Informed Choices.” IC Americas is an independent online magazine that publishes practical, evergreen guides for readers in the United States. You can learn more about the magazine on the About page.

General information and not professional advice

The site offers general information for educational purposes. Its guides are not medical, legal, financial, tax, or other professional advice, and they are not a substitute for advice from a qualified professional who understands your circumstances. Do not rely on a guide as the sole basis for a decision that could affect your health, finances, legal rights, safety, or other important interests. When you need individualized advice, consult an appropriate professional or official resource.

IC Americas publishes guides across Money & Career, Home & Garden, Food, Wellbeing, Outdoors, Hobbies & Arts, Travel & Culture, and Relationships. The site is not directed to children under 13.

Accuracy and changes

The IC Americas editorial team produces guides with AI-assisted research and drafting. Before publication, every guide is checked against editorial standards for accuracy against well-established guidance and official US sources, clarity, safety warnings, and the absence of invented facts, statistics, quotes, experts, or testimonials. You can read more about this process in our Editorial Standards.

Guides are written to be useful over time, but information, recommendations, products, laws, and circumstances can change. We do not promise that every page will always be complete, current, or free of errors. We may revise, remove, or add material at any time. If you spot an error, contact the editors using the details below. Errors are fixed promptly, and significant corrections are noted in the guide.

Intellectual property

The text, design, and other material on the site may be protected by copyright, trademark, or other intellectual property rights. IC Americas and other rights holders retain the rights they hold in their material. These terms do not transfer ownership to you or give you a license beyond the limited permission to use the site described here.

Most photographs on the site are AI-generated illustrations created for the guides. They do not depict real people, places, or events. Do not present an illustration as documentary evidence of a real person, place, or event.

Permitted use

You may visit the site and read its content for your personal, noncommercial use. You may share the address of a page with others. You may also quote a brief passage in a way that accurately represents the original and identifies IC Americas as the source. These permissions do not allow you to copy or republish a full guide, use material in a way that suggests IC Americas endorses you, or remove notices identifying the source or rights holder.

Prohibited use

Do not use the site in violation of applicable law or in a way that interferes with its operation, security, or availability. Do not attempt to gain unauthorized access to the site or its systems, disrupt service, or bypass measures intended to protect the site. Do not use automated means to collect or copy site content in a way that burdens or interferes with the service. Do not misrepresent site content, impersonate IC Americas, or suggest an endorsement that has not been given.

IC Americas intentionally does not link to other websites. When a guide names an official resource, readers can look it up directly. A name or mention of a resource is not an endorsement, and IC Americas is not responsible for the content, availability, or practices of any outside service or resource.

Disclaimer of warranties

The site and its content are provided “as is” and “as available.” To the fullest extent allowed by law, IC Americas makes no warranties, express or implied, about the site or its content, including warranties of accuracy, completeness, availability, fitness for a particular purpose, or noninfringement. We do not promise uninterrupted or error-free access. Nothing in these terms removes a protection that cannot legally be excluded.

Limitation of liability

To the fullest extent allowed by law, IC Americas and the people involved in producing or maintaining the site will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of data, profits, or business, arising from your use of or inability to use the site. This includes reliance on site content. Where liability cannot be excluded, it is limited to the amount permitted by law. These terms do not limit liability where the law does not allow that limitation.

Changes to these terms

We may update these Terms of Use. The date shown at the top of this page identifies when the terms were last updated. Changes take effect when posted here. By continuing to use the site after revised terms are posted, you agree to the updated terms. If you do not agree, stop using the site.

Contact

For questions about these terms or to report an error, email the editors at icamericas.net@idax.email. Email is the only contact method. For more information about how the site handles information, see the Privacy Policy.